Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

  • If you want drug coverage, you can join a separate Medicare drug coverage (Part D) plan.

  • To help pay your out-of-pocket costs in Original Medicare (like the 20% coinsurance and deductible), you can also shop for and purchase Medicare supplemental coverage (a Medigap policy).

Medicare Advantage is a Medicare-approved plan offered by a private company as an alternative to Original Medicare. These plans include Part A, Part B, and usually Part D.

  • Some plans may save you money by having lower out-of-pocket costs than Original Medicare

  • Some plans offer benefits that Original Medicare doesn’t, which may include vision, dental, hearing and more.

Medicare FAQs


What is the difference between Original Medicare and Medicare Advantage?

Do I qualify for Medicare Advantage or Medicare Supplement insurance?

If you are Medicare eligible and have Medicare A and B, you qualify for Medicare Advantage or Medicare Supplement. Plan options do vary by zip code, so call to speak with an agent to review plan details.

If you have Medicare parts A & B, call now to see if you can save thousands on medical costs.

Medicare Supplement insurance, also known as Medigap coverage, may help pay some gaps in your healthcare costs that are not be covered by Original Medicare. Examples include:

  • Coinsurance

  • Copayments

  • Deductibles

What is Medicare Supplement insurance?